1. Home
2. Small Business Guides

Small Business Guides

Guides for sole traders, tradespeople, cafés and makers in Ireland and the UK: tax set-aside, mileage logs, cash flow forecasting and side hustles.

• Small business cash flow forecasting for cafés

  How a cafe or small shop can build a 13-week cash flow forecast: weekly takings, wages, suppliers, VAT and rent, plus how to spot a cash crunch early.

• Small business mileage log: tips, rates and what to record

  How to keep a business mileage log that stands up: what to record for each trip, HMRC 2026/27 mileage rates (55p/25p), Irish civil service motor rates, and simple habits.

• Irish sole trader tax: how much should you set aside?

  How much an Irish sole trader should put aside for tax: income tax, USC, Class S PRSI, preliminary tax and the Form 11 deadline, with a worked example.

• UK sole trader tax: how much should you set aside?

  How much a UK sole trader should save for HMRC in 2026/27: Income Tax, Class 4 National Insurance at 6%/2%, payments on account and Making Tax Digital, with a worked example.

• PAYE job plus side income in Ireland: tax and how to declare it

  Got a PAYE job and a side hustle in Ireland? The €5,000 / €30,000 rules, Form 12 vs Form 11, tax credits, USC and PRSI on side income, and how much to set aside.

• The UK £1,000 trading allowance for side hustles

  How the UK £1,000 trading allowance works for side hustles: when you don't need to tell HMRC, when to register for Self Assessment, partial relief vs expenses, and records to keep.

• Rental income tax for Irish landlords

  How Irish rental income is taxed: marginal rates, USC, allowable expenses, mortgage interest and RTB, the €1,000 Residential Premises Rental Income Relief (2026–2027), and Form 11 vs Form 12.

Not financial advice. These guides are general information for budgeting and planning, not financial, tax, legal or mortgage advice. Rules change and your situation is unique. Check official sources or a qualified adviser before you act.