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UK Tax & Pay Guides

Guides to UK take-home pay 2026/27, sole trader tax set-aside, the £1,000 trading allowance and job offer comparison, checked against GOV.UK.

• UK take-home pay 2026/27 explained

  How UK take-home pay works for 2026/27: Personal Allowance, tax bands, employee National Insurance and student loans, with a worked £35,000 example.

• UK sole trader tax: how much should you set aside?

  How much a UK sole trader should save for HMRC in 2026/27: Income Tax, Class 4 National Insurance at 6%/2%, payments on account and Making Tax Digital, with a worked example.

• How to compare two job offers (Ireland and UK)

  Compare job offers properly: net take-home after tax, USC/PRSI or National Insurance, employer pension match, salary sacrifice, benefits and commute costs, for Ireland and the UK.

• The UK £1,000 trading allowance for side hustles

  How the UK £1,000 trading allowance works for side hustles: when you don't need to tell HMRC, when to register for Self Assessment, partial relief vs expenses, and records to keep.

Not financial advice. These guides are general information for budgeting and planning, not financial, tax, legal or mortgage advice. Rules change and your situation is unique. Check official sources or a qualified adviser before you act.